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In a typical banking trojan attack, a robber mounts a phishing campaign to entice a target to open an attachment containing the malware, or to click on a link that triggers its surreptitious delivery to the victim's computer.Once the trojan is installed, the thief can leverage it to obtain banking credentials and make withdrawals from the mark's account."This trend is rising rapidly and we can expect it to grow even further." Security software is supposed to protect devices from malicious actors but sometimes, in its exuberance to protect a machine, a security application actually can make it more vulnerable to attack."The ability to trace movements of funds, or physical pick up, creates a real risk for the attacker." By comparison, victims make ransomware payoffs in bitcoin.External third parties can not interrupt transfers of the digital money.
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All that needs modification is the ransom note, which can be done -- albeit crudely -- with Google translate.
More importantly, with ransomware it's easier for thieves to get their hands on a mark's money than with a banking trojan.
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