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25-Oct-2015 14:41

Interest rates on student loans usually vary by loan type, rate type, and credit worthiness.

If you find yourself paying 4% to 10% in interest each year you are paying too much.​Over the last couple years student loan refinancing has become a hot topic in the United States.

Below we've ranked the leading student loan refinancing companies. In just 15 minutes you might be able to save ,000...​Before you start an application, you should know that most lenders require a minimum FICO credit score of 660, 40% maximum monthly Debt-to-income, and ,000 in yearly gross income.

It is free to apply, and the process usually takes about 15 minutes. If the requirements above sound good, we think that you are a great applicant for student loan refinancing and consolidation.

As it sounds, refinancing allows undergraduate and graduate borrowers to refinance educational debt at a potentially lower interest rate.

Student debt refinance rates can be as low as 2.13%, refinancing with these lower rates can save some borrowers upwards of ,000 over the life of their loan.

With an average balance of ,000, student debt is a big part of the average college graduate's life.

That being said, not all student loans are created equal.

Today, the answer to that question is probably yes!7 out of 10 graduates are now graduating with some form of student loan debt.