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In many cases, customers must have an active checking account.
Guaranteed approval usually means that lenders accept applications from clients with a history of consumer proposals, bankruptcies, credit counseling, seriously delinquent accounts, and past collections.
Peer to peer services feature loans offered by individual lenders who may be more sympathetic and willing to offer loans to individuals with fair or poor credit.
While many lenders advertise guaranteed approval, they usually require proof of income.
Online lending services and payday lenders offer loans for people with bad credit with no credit check.
Some finance companies don’t run a credit check but require regular and stable income and look at the customer’s individual circumstances.
Another option is to apply for a home equity or secured auto loan whereby your home equity or vehicle serves as collateral.
Other loan providers include peer to peer lending services and payday lenders.