Options for consolidating credit card debt


28-Dec-2014 06:19

options for consolidating credit card debt-7

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This is generally the best option for consolidating credit card debt.

By transferring multiple balances from non-Westpac credit cards or store cards into one low rate credit card you can potentially: This option requires good discipline as there is no set repayment amount.

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That means repayments are calculated so that at the end of the loan period your debt is cleared.By combining multiple debts into one easy to manage personal loan you can potentially: Read more about our personal loans.Step 1: Gather information about all your debts To take control of your debt it is essential to know how much debt you have.Review your statements and work out the following: Step 2: Work out how much you can put towards paying off your debt each month Next, it’s good to know where your money is going and how much you have coming in.

At Westpac, we offer three ways to consolidate debt: A personal loan can be a good option to consolidate a range of debts.

The main benefit of a personal loan is that it has a fixed term.



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